intrinsic value

Hi Eugene, 
 
Do note that the investment quadrant methodology cannot be use for Banks and Insurance as they required different type of ratio to analyse them. 
 
If you want to value the bank, you can plot the Price to Book (PB) chart of the company by taking the share price from yahoo finance and compute it with the yearly historical book value. 
Under module 6, PB ratio (https://investmentquadrant.com/the-valuation-quadrant/price-to-book-ratio/), you want to find the average PB ratio trading range of the bank and buy below the average.

Alternatively, I believe we can use dividend yield as entry as SG banks have been relatively consistent in their dividend payout. Or using both P/B n dividend yield to have best results.

Hi Chor Loo,
 
Dividend Yield is also possible for bank valuation but my personal opinion is PB ratio is good enough for the bank already.