Hi Rusmin and Victor, how do you analyse Banking and Insurance sectors? Since during yesterday's webinar, Rusmin said it is a different analysis altogether?

Hi Noel Wong,  
 
These two industries are still beyond my circle of competence. Unfortunately, I can’t really give you a definite answer to your question but I can give you a tip (not stock tip :P) where you could learn them. One good source is to read Warren Buffett’s past letters to shareholders. The stuff he wrote about insurance and banks were pretty insightful and educational.